CBDC 弥合了 13 亿无银行账户的现金与数字鸿沟。各国政府必须积极推动它们成为正式普惠金融的值得信赖、低成本的门户。
CBDCs bridge the 1.3 billion unbanked cash-digital divide. Governments must actively promote them as trusted, low-cost gateways to formal financial inclusion.