原文：MoonPay launches fiat-to-stablecoin virtual accounts in New York
此举使帝国大厦企业能够将法定货币转换为稳定币并结算资金，而无需跨司法管辖区预先融资。
MoonPay has launched fiat-to-stablecoin virtual accounts in New York, allowing businesses to convert incoming funds from bank rails such as ACH and SWIFT into stablecoins and settle them directly to non-custodial wallets through a single API.
该产品由技术提供商 Iron 提供支持，允许平台发行指定的专用账户，接收法定货币并自动将其转换为稳定币，从而无需依赖预付余额或多个中介机构即可实现支付、交易和资金流动。
The rollout in New York follows MoonPay’s acquisition of Iron in 2025 and builds on integrations with platforms including Deel and Paysafe, extending its stablecoin infrastructure across payroll and payments networks, according to Thursday's announcement.
MoonPay said it obtained a BitLicense, money transmitter licenses and a New York limited purpose trust charter from the New York State Department of Financial Services in 2025, allowing it to offer the service in one of the most tightly regulated crypto markets.
来源：月付
The company said the accounts enable faster settlement and programmable payments by linking traditional banking rails with blockchain-based infrastructure through a single integration.
Max von Wallenberg, CEO of Iron, told Cointelegraph that launching in New York allows the company to target institutional clients operating in one of the most tightly regulated financial hubs.他说：
New York is the center of global finance — where the largest banks, asset managers and enterprises operate… Being able to operate here signals we meet the highest regulatory and operational standards.
He added that demand for the product in other jurisdictions has been driven by enterprise use cases including payroll, treasury management and cross-border payments, as well as tokenized real-world asset issu