俄罗斯最大的银行 Sberbank 计划在 12 月之前推出加密钱包和数字存管，等待新的数字资产立法的通过。
一旦“数字货币和数字权利”法案于 9 月生效，服务将整合到“Sberbank Online”和“SberInvestments”中。
该计划是在此前央行的反对以及为许可的加密货币交易、托管和跨境结算建立框架之后制定的。
俄罗斯最大的银行 Sberbank 计划在 12 月之前提供加密货币钱包和数字存款服务，从而将该金融机构带入该国多年来试图遏制的市场。
该银行管理委员会第一副主席基里尔·察列夫表示，在俄罗斯通过“数字货币和数字权利”法案后，新服务将添加到其 Sberbank Online 和 SberInvestments 平台中。
俄罗斯央行第一副主席 Vladimir Chistyukhin 表示，该法律预计将于 9 月 1 日生效。
该钱包将使俄罗斯联邦储蓄银行的客户能够在银行自己的应用程序内访问授权的加密货币。俄罗斯联邦储蓄银行还计划建立一个数字存储库来存储和核算代币。
“随着法规的出台，我们将为客户准备一项服务。本质上，它将是一个加密钱包，我们将首先在 Sberbank Online 和 SberInvestments 中实施，”Tsarev 说。
该立法为公司颁发了从事加密货币交易、托管、数字法币交易和跨境结算的许可证。
不合格的投资者将被允许按照测试要求进行交易，限额每年约为 300,000 卢布（约合 3,800 美元），而市场参与者必须在 2027 年 7 月 1 日之前进入官方登记处。
俄罗斯复杂的加密历史
这一事态发展是在俄罗斯央行多年来的抵制之后出现的。 2022 年 1 月，央行以金融稳定和货币政策面临的风险为由，呼吁广泛禁止加密货币交易、挖矿和使用。
俄罗斯政府的敌意没那么大。财政部不顾央行的反对，推动了一项监管法案，禁止加密货币支付，同时为许可交易开辟道路。
俄罗斯开始入侵乌克兰后，俄罗斯总统弗拉基米尔·普京 (Vladimir Putin) 于 2022 年签署了一项法律，收紧了俄罗斯使用加密货币支付商品和服务的禁令。
在制裁导致俄罗斯银行无法参与部分全球支付系统后，跨境使用成为例外。俄罗斯于 2024 年将加密货币挖矿和实验性跨境结算制度合法化，赋予央行批准选定公司进行外贸交易的权力。
莫斯科交易所（MOEX）也一直在进军加密货币领域，推出与各种加密货币挂钩的现金结算期货合约。
加拿大皇家银行的报告补充说，该法律生效后，另外两家主要金融机构 VTB 和 T-Bank 正在开发数字存管。
加密货币新闻银行
Russia’s largest bank, Sberbank, plans to introduce a crypto wallet and digital depository by December, pending the adoption of new digital asset legislation.
Services will integrate into "Sberbank Online" and "SberInvestments" once the "On Digital Currency and Digital Rights" bill takes effect in September.
The plan comes after previous central bank opposition and the creation of a framework for licensed crypto trading, custody, and cross-border settlements.
Russia’s largest bank, Sberbank, plans to offer a cryptocurrency wallet and digital depository by December, bringing the financial institution into a market the country spent years trying to contain.
The new services will be added to its Sberbank Online and SberInvestments platforms after Russia adopts its bill “On Digital Currency and Digital Rights,” according to Kirill Tsarev, first deputy chairman of the bank's management board.
The law is expected to take effect Sept. 1, according to Bank of Russia First Deputy Chairman Vladimir Chistyukhin, local news outlet RBC reported.
The wallet would give Sberbank clients access to authorized cryptocurrencies inside the bank’s own apps. Sberbank also plans to build a digital depository for storing and accounting for the tokens.
"As regulations emerge, we will prepare a service for our clients. Essentially, it will be a crypto wallet, which we will implement first in Sberbank Online and SberInvestments,” Tsarev said.
The legislation creates licenses for firms to engage in crypto trading, custody, digital-to-fiat exchange and cross-border settlements.
Non-qualified investors will be allowed to trade under testing requirements and limits capped at roughly 300,000 rubles (around $3,800) per year, while market participants will have until July 1, 2027, to enter the official registry.
Russia’s complicated crypto history
The developments follow years of resistance from the Bank of Russia. In January 2022, the central bank called for a broad ban on crypto trading, mining, and usage, citing risks to financial stability and monetary policy.
Russia’s government was less hostile. The Finance Ministry pushed a regulatory bill over the central bank's objections, keeping crypto payments prohibited while creating a path for licensed trading.
After the country’s invasion of Ukraine started, President Vladimir Putin signed a law in 2022 tightening the ban on using cryptocurrencies to pay for goods and services in Russia.
Cross-border use became the exception after sanctions cut Russian banks off from parts of the global payments system. Russia legalized crypto mining and an experimental cross-border settlement regime in 2024, giving the central bank authority to approve selected firms for foreign trade transactions.
The Moscow Exchange (MOEX) has also been moving into the cryptocurrency space, with the rollout of cash-settled futures contracts tied to various coins.
VTB and T-Bank, two other major financial institutions, are working on digital depositories after the law takes effect, RBC’s report added.
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