立法者询问稳定币是否会耗尽银行存款并威胁金融稳定，而 Coinbase 和 Innovate Finance 则警告称，严格的监管可能会推动创新离岸化。
Lawmakers asked if stablecoins could drain bank deposits and threaten financial stability, while Coinbase and Innovate Finance warned that strict regulation risks driving innovation offshore.
